Retirement / Blog

When the Harvest Comes

Sean HarrisIncome, Investment, Planning, Retirement, Savings, Social Security

The most common retirement mistake we see people making is that they put off planning or they just do nothing. Perhaps they have a lot of other urgent priorities in their lives, or maybe they’re frustrated by the complexity of devising a strategy. Procrastination is the enemy of the retirement you deserve. Here are three reasons why beginning your retirement … Read More

Don’t Let Your Retirement Savings Get the (T)ax

Sean HarrisIncome, Investment, Planning, Retirement, Savings

Contribute. Contribute. Contribute. For those with limited knowledge of retirement planning, this is the conventional wisdom. And it is, in fact, wise to contribute early and often to your retirement account (or multiple accounts, if you possess a bit of financial savvy). For most people, though, too much of the emphasis is on accumulating capital in a 401k or IRA … Read More

How Much Retirement Income Should Come From Savings?

Ashley CorneliusIncome, Planning, Retirement, Savings

According to the Bureau of Economic Analysis, Americans’ personal savings rates are about half of the amount they once were. For the past few years, the personal savings rate has hovered around 5 percent, but that’s still significantly lower than the savings rate from 1950-2000, which averaged 9.8 percent. For many retirees, a big concern during retirement is running out … Read More