Retirement / Blog

Don’t Let Your Retirement Savings Get the (T)ax

Sean HarrisIncome, Investment, Planning, Retirement, Savings

Contribute. Contribute. Contribute. For those with limited knowledge of retirement planning, this is the conventional wisdom. And it is, in fact, wise to contribute early and often to your retirement account (or multiple accounts, if you possess a bit of financial savvy). For most people, though, too much of the emphasis is on accumulating capital in a 401k or IRA … Read More

Basic Income Isn’t So Basic

Sean HarrisRetirement

When thinking about saving for retirement, you may think that your 401(k) coupled with Social Security will provide the regular income you’ll need to fund your retirement. Unfortunately, that scenario has become less and less realistic over the past decades. If you’re like most folks, you probably haven’t had the means to contribute sufficiently to your retirement accounts. Additionally, the … Read More

Don’t Put Your Nest Egg in One Basket

Sean HarrisRetirement

In the previous blog, we discussed the “Rule of 100” to calculate the acceptable level of risk at any given age when investing to accumulate income for your retirement. Risk versus return is one of the key tradeoffs with regard to your retirement income. If you have an excessive amount of market risk in your investment portfolio, you could find … Read More

The Rule of 100

Sean HarrisRetirement

Over the years, we’ve worked with hundreds of people to plan their retirement income strategies. A comprehensive strategy has many moving pieces, and each piece can have a significant impact on the others. In planning retirement strategies for our clients, we often see them making the same mistakes. In fact, we’ve identified seven retirement mistakes that nearly everyone makes. The … Read More